Deal Calculator

Buy • Refurb • Refinance • Rent • Flip

Purchase

Required basics + optional cost detail

Current valuation (£) * i

Purchase price (£) * i

Tax jurisdiction i

Property tax i Auto

Sourcing fee (£) i

Legal fees (£) * i

Refurb costs (£) i

Borrowing (Purchase)

Deposit + mortgage + monthly finance cost

Purchase finance method * i

Deposit % * i

Mortgage % * i

Deposit amount (£) i

Mortgage amount (£) i

Arrangement rate (%) i

Mortgage type i

Interest rate (%) * i

Term (years) (repayment only) i

Monthly mortgage cost (£) i

Interest-only uses (loan + arrangement fee) × rate ÷ 12. Repayment uses standard amortisation on (loan + arrangement fee).

Buy-to-let (BTL)

Rent + running costs + yields

Monthly rent (£) * i

Letting agent fee (%) i

Letting agent fee (£) i

Monthly running costs (£) i

BTL Refinance (BRR)

Cash-out + money left in + ROI

New market value (£) * i

Refinance LTV (%) i

Refinance interest rate (%) i

Refinance mortgage type i

Refinance term (years) (repayment only) i

Refinanced loan amount (£) i

Refi arrangement fee (£) i

Refinanced monthly mortgage (£) i

Cash-out: refi loan − amount owed on purchase finance (original mortgage, or bridge redemption if using bridging finance). Money left in: cash required − cash-out. If money left in is negative, you've pulled out more cash than you originally put in.

Buy-to-Flip

Profit + ROCE

Sale price (£) * i

Months held (default 6) i

Home report / survey / valuation (£) i

Legal fee (sale) (£) i

Estate agent fee (£) i

Deal Assessment

Overview

Exit Option — BTL

Hold

Exit Option — BTL Refinancing

BRR

Exit Option — Buy-to-Flip

Flip

How are these figures calculated?